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    Consolodating loan

    Many of these programs depend on the kind of loan you have.To find out about the different types of loans and get details on the below programs, see the articles in our Student Loan Debt area.If you have a federal Direct Loan (other than a PLUS loan), you can opt for this plan which calculates your payment amount based on your income. If you haven't paid off your loan after 25 years, the government will cancel the remaining balance.In this plan, which is only available for a certain type of loan (called a FFEL), your payments are based on your annual income, family size, and total loan amount.

    Student Loan Hero is the guide that Andy never had. Inside, you'll be walked through simple steps to save you 1,000s of dollars and 100s of hours.

    I’ll also explain what debt consolidation is, different types of debt consolidation loans, where to get debt consolidation loans, alternatives to debt consolidation, and how to avoid scams.

    Lending Club is the nation’s largest peer-to-peer lender.

    In the case of home-equity loans, in fact, an alarming number of borrowers end up losing their homes.

    Many so-called "consolidation" programs can prove not to consolidate debt at all.

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